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Reply: 1.2.1 From: Mike . Hi Nic, What you're suggesting is possible since other forum members have used this strategy. My feeling is that using credit will worsen the DSR (Debt Service Ratio) and hence the borrowing capacity. Perhaps Rolf could comment on this. If I'm mistaken then go...

Reply: 1 From: Mike . Hi Nic, If you're suggesting Rich purchase IP's using equity from his home to get bank loans, will the banks agree given that Rich is not too far away from retirement? The other problem I have with your idea is that Rich's home will be encumbered if the equity is used...