Hi BV
Offset has always been available at STG with their resi SMSF loan. Partial or 100% Mortgage Equaliser Interest Offset.
If your repayments are interest only make sure you take the 'repayment offset' option as this works to reduce the required monthly interest based repayment amount...
Manoj - Whilst refinance of SMSF loans is still not allowed by the major lenders and redraw does not exist, the St George resi SMSF product does have an interest off-set option which will achieve the same outcome as redraw.
