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This is exactly my point. If your income has increases 5 to 6 fold, you are definitely not on the "average". In my quick calculation, i took a 3% average income increase. Even if i plug 5% increase, we will be far from buying a dream house without big gap between the 2 suburbs. Although, we were...

Following on on the average concept, if you buy 50km from CBD, where FHB can afford, it is likely that they will still live in the same suburb in 20 year as their house will increase by an average of x% which will be outpaced by a property in a more fashionable suburb which will increase by...