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Hi Thanks for the advice Kristine, there is so much to think about and I am glad that I have asked the question now. Im a little confused about what you said about genuine savings having to be saved over a period of 6 months prior to loan application. It would be impossible for someone to...

Hi I'd like some advice on starting out, we are a young family (just one child) and are looking at buying our first PPOR soon. We have cash savings of around $28k which we have saved over the past few years, and have company shares that are valued today at around $37k with an interest free...