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What are you talking about? There aren't any 'tweaks' necessary, as per Y-Man's post, you can afford to get new tyres for the car and maintain Foxtel, so what's the point of cutting back on either one?

But if, as per the example, you have a significant excess of income coming in every month, then why cut back on anything at all?

I want to expand on the idea of 'At what point does it become unproductive to focus on savings' a bit more, I'd like to find out what others think. Reason being is that I've been listening to a few entrepreneurial podcasts lately where the idea has been raised that it's more important to focus...

I understand what you're saying MTR. The point I was trying to make was 'At what point does a focus on saving money become unproductive?' I mean, what are we talking about here? 40 or 50 bucks a month? I spend more than that on beer down the pub in one night. Surely there are better things to...

MTR, if you enjoy having Foxtel in two living areas and your only reason to get rid of it is 'because I want to save a handful of coin' then just keep it! Life is too short to worry about saving a couple of bucks a month. My initial post was all about mindset. Switch your thinking from 'I need...

MTR, something out of left field: How about instead of worrying how to save money, you spend your time and energy on figuring out ways to make more.