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Yes, of course! I can't believe I didn't take that into account.... /facepalm

It seems to me that this strategy was touted purely as a way to cross sell the seminar to people who don't know any different. If he had tried to sell this to me, the first question I would have asked him was 'How does an 18 year old get access to their super without satisfying a Condition of...

In my view, it is a very poor strategy. It doesn't make a lot of sense at all. As a number of people have pointed out, there are plenty of other strategies that make a lot more sense.

55, dudes. Well, by the time a newborn can access super, it'll probably be closer to 70.