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Yep, I would factor in your wages at $100 per hour for all the time you spent arranging the deal. They are not asking for receipts so don't know how your breaking down 'Reno costs'

Hi Bez, In theory what you paid for the Reno shouldn't affect the valuation. The valuation should be the current market price. Having said that the valuer so have seen are tough to push when they have access to the price you paid for the house. The way that has worked for us is to really...