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China, I feel you have little consideration that people come from different circumstances and background and the ability to buy a PPOR outright may not be possible for everyone. Dave...well done! Agreed, thread should be locked now.

I used to think like this till about 21 years of age. It's difficult to accept that you are wrong. But sometimes, you just have to say, I am wrong! Hit bottom with feeling flawed (and not "perfect") does wonders in terms of shifting your mindset. Often the inflated ego is associated with fear...

http://en.wikipedia.org/wiki/Troll_(Internet)

You can buy DECENT properties in the Parramatta and Western Sydney region and by no means those are shacks. That is the sort of attitude I have found with many. I have family friends who have looked down upon North Western Sydney by saying people with credit cards live there... But guess...

China, if you are struggling with taking the leap I would suggest using a numbers savvy BA who can show you the power of buying well as well as cash flow. The most important thing is knowing the 'why'. Why do you want to use property as the vehicle for your financial freedom? Is that the only...

This has been discussed before : http://somersoft.com/forums/showthread.php?t=71354&page=2

I reckon that's why many "elite" investors on SS suggest to "buy well" and "add value" :confused:

China, apologies in advance if it comes offensive. But it would be more beneficial to see how it's possible as opposed to arguing what makes it impossible. Many who have acquired massive portfolios make it appear simple and I like it that way. I want to know what makes things possible as it's...