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Hi all, thanks for the responses. Marg, I don't think a lump sum is achievable, he has been retired for some time, and its a defined benefit system, so there isn't really a superannuation amount available to him, he just gets somewhere around $75K pa as long as he (or my mother) are alive...

Hi, My parents are wanting to downsize from their current house and I have some questions on their behalf. They are both 67, fully retired. Dad is on a good defined benefits scheme (government) and has a gross income of around $70k. They own two new model cars outright, and have a caravan...