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Hi all, I have been following the above discussion and I am do happy that my concern is adequately addressed. Thank you very much to all. And for sure I have to grow hair on chest. Cheers Musonda

Hi all, Please can anyone help me with credit card limits. This year my goal is to reduce my credit limit. My question is: is reducing your limit also an entry on your credit file report? I don't want to have many entries as I plan to reduce my credit debt gradually. Thanks in advance...