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http://www.ebay.com.au/itm/like/151596820730?limghlpsr=true&hlpv=2&ops=true&viphx=1&hlpht=true&lpid=107&chn=ps This is the book I was thinking of. Now I am thinking I might be confusing Anita Bell's content with the appearance of this one so basically i am not helping at all! Been over...

I remember something about asking people in line at the supermarket to give you cash for their groceries and then you pay for them on your card and put the cash in the loan for the 55 days until the repayment on card was due.

Oops I had 2 boxes for over ten years and threw them out last year, i remember the exact book with the blue and white and yellow writing on cover, it was written by a woman.