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Inflation is all our friends, and will pay a visit shortly. Remembering I was wrong last 12-18 months for saying this. :D

Correct, but why pay 2% premium for rates for this next 12 months and 1% premium for whowever long after that. I take into consideration SANF and I dont wish to advise to or not to fix, but consider the current market conditions as there is many factors holding rates down. I will fix today if...

Lets say we have 5% rates now rates @ 6.8% for 3 yr fixed. Say rates start rising... 18 months rates move 50bps so variable rise to 5.5% and 18 months later rates rise 1% more. thats 6.5% at end of 3 years. why fix for? only fix for SANF, I have some fixed for 8%+ so by...

Agree 100% Look @ the whole market, prognostication.... (crystal ball stuff) There are underlying fundamentals... the market aint great, however it aint bad, not everyone is suffering, sure people have to be rational... however not everyone is and its all setiment based. once sentiment...

i hope/pray/think the same, we can see where rates are heading, but the fixed ones are guesswork, and lot harder too predict. anyone have fixed rates for other countries? like us uk europe japan and england?

Thanks Buzz, that is fantastic...... appreciate your time :)

so its looking like 75bp locked in for feb, hows the revised forcast compared to the previous one for the months after feb?

no probs here.... all my rents are coming in nicely actually, i just had another one pay 6 months in advance.... and all rents continually going up. hope they have a bit more in them to go up :) few of the ips attract low income tenants so doesnt matter if they loose their job, the dole...

:) if we have 100bp cut in feb, all my variable rates will be under 5% anyways....

we will seee special offers 5 yrs @ 4.99% imo if we have 125bp wiped off over next 2 months. thats the case i will be a very happy camper.

lol, i dunno whos comin.. lol ok we should get back too the thread hey... it was good thread till we turned it into choffee lounge thread. lol

BB stop being so "HARD" on me. :D

nah all good taste... or is it? lol just hope someone gives me stimulus package while im on my journey.

it will be winter time by then... they will write about me like they do with the kenny plumber all the time. this instance will be rates dropped so has his pants... from 12 down to 3.99 inches rate inches rate on the rise again from 3.99% to 12, inches. lmao... why do i always let...

:rolleyes: if i was greek, things could end up a little dirty...

i wouldnt want anyone to think im a jerk tho ;)

hehehehe.... person of charachter, as in doing what i say i am going to do :)

mate pact is on 3.99% il do nude run around sydney cbd... i got pact if centro hit $2 by 1/7/09 i will ride a postie bike up the f3 waith a borat gstring on. mostly because i would be retired if they hit $2. being the person of charachter i am i will accept this challenge young peter. :)

3.99% id be running around everywhere naked, showing everyone how excited i am if i could get 3.99% with no catch.

Peter i wish it was true, however there was a lot of sarcasm in 3.99% :D