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Graemsay thanks for that perspective, particularly on Germany which is a wealthy country, but has lower ownership rates. I think a lot of it is down to the difference in tenancy laws and practices. Another thing to remember in Australia is that we have a relatively high fraction of new...

I agree with the overall point that universal home ownership is a diminishing trend. For lots of people owning in not optimal since it ties up their finances, their time and chains them to a specific location. However long-term secure tenancy is required more like a Comm-lease. e.g. long-term...