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Yep, tried that. Might try again. First experience was pretty ordinary thanks.

I have three loans with RAMS, with a LVR of about 60% on $950,000 of valuations. About nine months ago I think, something hapened (I obviously wasn't on the ball at the time) and all my loand are now with RHG? I can hardly get hold of my 'friendly' RAMS manager anymore (never could anyway)...