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Thanks Dale! It has been a long time. Don't think I was fit last time we spoke and unfortunately not much time to rectify the situation:rolleyes: Sorry to harp on, but would your opinion differ if the valuation was to help decide whether to sell and not whether to refinance? ps. I...

Hi Dale A related question: what about where you decide to have the property valued as part of your investing/money making decision process? For example if you have held a property for a few years and get it valued to see if the increased equity makes it worthwhile to seek an increase in...