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Well heres my setup to date. May help some of you. At the time when i got my loan the CBA had an special loan introduced which i got. (Im not too sure if the loan is still on offer, I don't think it is, from memory it was a loan that was only going to hang around for a few months.) It was...

Don't really want too for whatever reason. But i have sent you a PM too. It def is not dodgy.

No i am not. I have just sent you an PM explaining my setup.

No, Im single and No it's not the $350 per annum package either.

Nope, my home loan rate is lower then then standard variable rate.

Well like i have already said, so far i have one loan, 2nd on the way and 2 accounts with them (CBA) and neither of them attract any fees whatsoever. Ive set it all up smartley. So so far so good! :D So it is possible to do.

Never, I have one loan atm. No fees. My next one too will have no fees. All of my bank accounts i have atm, savings, transaction etc none have any fees attached to them whatsoever. I simply won't put my self in that situation.

That's harsh. I personally would never take up such a loan. I just can't justify paying such monthly fees or any other kind of fees. I just refuse too!

It was just a deal i got. No monthly fees, No nothing, didn't even have an establishment fee.

Become a tightarse like myself! Jks. Well im one who thinks of ways how i can save on every cent for example something simple like $2 per month in bank fees over x amount of years will equal too thousands of wasted dollars, so i opend up an savings account which attracts no fees whatsoever...