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Hi, to continue this, I will also add that many people purchase just an income stream with the understanding that there is no capital growth involved. ie I buy and annuity from an insurance company for $10,000/year for 20 years and it costs me $150,000 the insurance company has just chucked...

Hi all, DaleGG here is a heads up for you :-) and for all concerned Dale is my accountant, so I will be doing what ever he says hence the Q's as his words seem to say I should not be doing some of things I am considering. So here goes. I am right now in the process of borrowing some...