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Who do you currently bank with? CBA Was your last two years as PAYG decent income? Reasonable for most peoples standards Can you manage to 90% LVR? We can if we have to. Cheers

Thanks for the advice.... I'm not sure how much 'lend' could be supported, but what would be the issues if any from my wife applying for a loan for an IP...and then changing our minds once settled and move in. I understand that a percentage of the potential rent would be taken into...

Thanks for the response at this late hour Aaron. I was working as a commercial realestate agent...I've now setup a commercial agency of my ( our) own. Cheers

Silly question but not really sure. I started a new business Nov last year with a partner. So far so good and am now happy to commit to a mortgage again. We ( business partner and I) have been paying ourselves the equiv of $60k pa each. Hoping that it will end up more at year end but...