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Right, so would this be the order to do things in - get plans drawn up get council approval get the finance sorted get a builder What else do I need to know/do? :confused: All advice appreciated. OMG! I think I'm becoming a developer!!! :eek: :)

Hi Rolf, Just so I'm clear on this - is a 'project based loan' something specific/special as in different interest rates etc or does it mean a non standard loan (a mortgage not paid off over many years) or a bit of both?

A few weeks???? Gimme the name of that builder! :D

Open to either suggestion. The current thinking is to sell one and move back into the other, but if circumstances are right maybe sell both. Does it make a difference? Would having 1 sold off the plan sweeten the pot for the lender? (I know nothing about getting an OTP project started...

I have lots of questions but will get the ball rolling with this one? What's the chances of a pensioner getting finance of about $300k to knock down their property and build a duplex. Their property is fully owned and worth about $360k. The duplexes would each sell for around $450k.