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Bump! Do any of the international banks let you use a different currency account to offset an AUD mortgage? Still feel like I should be able to make use of USD funds to some how offset the AUD mortgage. The risk of converting now and then hoping the currency doesn't fluctuate is not ideal...

Hi, Is there anyway to use US dollars that we are holding in a US dollar account with the same bank as our mortgage, as an offset? I have heard of possibly using a swap with a set date and price of conversion but with the high differential between our interest rates it is pretty expensive...