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    How do people manage their lifestyle goals in amongst getting IP early on?

    I think everyone has given you great advice on which way to go. To me, it appears your mind is set on the 4WD anyway, so my suggestion to you if you go down that path is to consider a Suzuki Grand Vitara (2004+ model) for between $10k-$19k. Far better than spending $30+k while you're still...
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