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Again a great idea. I can imagine it also helps take pressure off maintaining a high loan balance and aim for a positive return.

Unfortunately my super balance is rather low. I've got enough equity in my PPOR (thanks for rising Sydney house prices) and was looking at using that to fully fund the purchase (100%). The challenge is making sure it's fully deductible. If I could get a commercial property on as good terms as...

Thanks Terry and Shahin I've been trying to digest the options and a SMSF starts to make sense especially for the long term and other investments. I'm only in my 30's, so super wasn't even a thought.

Thanks for the super quick replies. I was hoping for a simpler low maintenance option, but doesn't seem like it would be the best idea.

I've seen some great ideas and advice from this forum, so I'm reaching out for some help. I want to buy a commercial property (~$500k) in joint names with the missus. The idea is to let her run a small business and if that doesn't work out, keep it as an investment. Given the high cost of...