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I agree with Steve and the rest saying "Dont spend it till you've made it", but would add to it, "till you really made it" not only on paper. In regards to the LVR, I agree with you that you would have to be a moron to keep on spending, and yes, banks would not allow it, but simple...

Hi Duncan_m Here is another way to look at the current market and for the next few years. Although I'm not the doom and gloom person, I think that looking at the both sides of the coin may be helpful. If you were living off your CF+ rental income, this would not happen to this extent...

Retirement Hi Keen Your assumption "Now I know where I am now but what type of capital growth do I need to get there?" Why are you so sure that there will be capital growth to support your retirement? Don’t assume that the property never decreases in value, it does! I'm not saying that...