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Valuations shouldn't matter too much should they, unless you borrowed over 90% of value. Assuming we stay down around 50% LVR then I assume we part pay the sold house portion ... 50% of the sold house. Is this correct ? Is it true of all major banks asking for part pay't NOT to refinance ?

It has always been my belief that one of the negatives of having your IP cross coll'd would be the need to refinance all in the event of selling one. Today a loans officer for a big 4 told me he thought the bank would simply require part pay't to replace the sold IP from the total crossed. Is...