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Is it possible for a client or a broker to get a better deal than the other ? Guess what I'm asking is though brokers should know what is possible, is it possible for a client to sometimes get a better deal themselves ? Of course this only pertains to "the moment", I agree that brokers should...

I just came accross loans.com.au @6.69% comp is 6.73%. They say the rate is linked to the gov cash rate for 3 years ... but then what exactly happens ?