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The two-three year valuation is very normal. The exception of course is a valuation should be current immediately preceeding a new pension, a terminating member etc. One issue that can encourage a regular valuation for a SMSF is when its paying pensions and also in receipt of contributions...

Shahin has done a loan for a smsf client and it is hard to go past STG. These days the guarantee applies to all / most however. The old days of no guarantee seem to have been shutdown by Westpac. I saw an AMP lend with a client and it was expensive and a bit messy...May have been the...