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I was hoping Brett could reply...Brokers are an invaluable key to finding a policy. I definitely would shop around for a good policy. A broker once told me the difference between a good policy and a bad one is how the claim is handled and I agree. Two policies are rarely alike. Saw Bretts other...

If you have contracted to buy you should take cover now for the building unless the strata policy covers it. (Contract? / Strata enquiries by solicitor ?) If in doubt insure it. Don't assume the present owner is insured. They might allow it to lapse or cancel it. Your lender WILL require a...