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  1. Paul@PFI

    SMSF Loans and Personal Guarantees

    A Corporate Trustee is always better. - Easy to add / remove a Director by making company changes using a Form 484. Human Trustees would need to change every bank account and investment into the names of each trustee AND also show that the interest is a SMSF one. In a portfolio of shares this...
  2. Paul@PFI

    SMSF Loans and Personal Guarantees

    The former STG position had been at odds with the parent Bank policy since day one. Westpac, Bank of Melbourne, STG etc all now have a consistent policy. Their policy changed a while back. Previously many SMSF resi loans with 80% or lower LVR in major capitals was able to bypass the...
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