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We can do a review. Cost is $200. If it proceeds to a policy we rebate the $200 in full. My colleague Christian does these. Contract my direct email if you are interested in this SS special.

Broker ?? Inc Prot Insurance is a financial product requiring advice under AFSL. My first tip would be avoid any person who is aligned with a policy provider...ie a bank, a life company etc. A broker is an excellent facilitator of policies but often fails the self-interest test by limiting...

TAL are big but there are many other options. Depends on many factors. Its like asking if CBA are a good lender. It depends. So many issues to insurances...In super / Outside. Wait periods, exclusions, inclusions, definitions (same occupation, any occupation + what incapacity means), how long...