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Many lawyers I know have a drinks cabinet. I will now never accept a drink.

Terry - Good example. Way too many people think if you spend $1k on a CC and then repay the $1k the same day using loan that its a refinance. If the card has a $10K balance before the $1k is spent and its non-deductible then 9% will only be deductible on the refinance. You can't specifically...