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1. From the $1.6m you want a new $200K loan to payout the former PPOR loan. Then you want another loan that pays out the $600K. (I said Payout for a reason - It must be a refinance) Then for the balance you want a new loan account/s that the lenders allows to be a sub account....That way each...

Hmmmm. Doesn't that make three loans ?? He walks into a room with a spade in each corner. Take your pick I say. He looks confused.