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I reckon PI is fairly reasonable too. My broker tells me PI policy costs are under cost pressure as some insurers have pulled back. I dread to know what that means.

As a property focussed tax adviser I see a large range of client issues through SS. Many taxpayers over estimate or under estimate claims based on mistakes they consider don't exist. Or miss items altogether. They generally don't have full complete and details CGT info so they overpay CGT...