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Thanks everyone, After discussion with the lender it turns out I can redraw. :o That's what I'll do I think. It'll be a lot quicker, as well as save me an application fee. Best wishes Pedro

G'day all, Question for the bean counters onboard: I have a Mortgage on my PPOR. I then sell an IP and find that the proceeds from that sale after all debts paid are enough to fully offset my mortgage. The actual amounts are $280k Mortgage and $293k Offset account. The offset is in...