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Yes it is a hard lesson learned, but a valuable one because we will better self protect ourselves in the future. I appreciate all of your comments and let you know how it all unfolds.

Over the last couple of years, our tenant had been either late paying or not paying quite enough one week and would take her a month to catch up. Anyway she looked after the house well, so we have been ok with it. We agreed on a payment plan and she was adhering to it. Then things changed...