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Having been through this myself recently and tried brokers all over Australia, it's extremely challenging to get public liability on an unoccupied house. The builders, however, have access to specialty policies that make it easy for them. Not so much for a homeowner.

Check with your builder, but no, I don't believe so. When there is a build underway, the builder has an exclusive contractual licence to enter the premises, and in fact, the owner is only allowed on the premises with the builder's permission. The builder takes on all the privileges and risks...

In Queensland, you need a builder's licence to perform works that extensive, and the builder buys insurance.