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When you can lose hundreds of $K and - whilst it undoubtedly hurts - you still have a roof over your head, it just further demonstrates how freaking blessed you are. :)

Good going, sanj. We're actually in recovery from an investment disaster where we lost pretty much everything, which is why we're down to only 3%, but I do plan to increase our % as we rebuild. But I find it hard to believe there's anybody who is on Somersoft who can't afford 1%. And if...

True, but anybody who owns an investment property, or is thinking of buying one, is a) Already looking after themselves, and b) in the most privileged 1% or so of the planet's population.

I think it's important, if charity is important to you (as it is to me), to begin practising it when you don't have that much. I think it's a mindset and a habit, and if you wait until some mythical time when you have "enough" for yourself, that day will likely never come. :o We donate about...