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Minx, it's a real shame that the industry has evolved in this manner. No wonder it's hard for people to get builders! What has been the particular issue with owner builders? Budgetary, or difficult to deal with, or incompetent, or ... ? (Some of all three? LOL) Constant changes that they...

Some lenders are really atrocious at handling progress payments; I've experienced it myself. My lender: 1) Withheld a $50K progress payment to my builder because approx 0.3m2 of tiles hadn't been grouted. As always happened, the sequence had been juggled and the builder had not only completed...