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It's true that most insurance policies cover only for stormwater damage, and not for flood. What's the difference? Stormwater is water that falls onto your property, and accumulates there because it can't drain away quickly enough, or water that runs onto your property from uphill, on its...

LOL! I started my response before I saw this post. ;)

Our home (in Kenmore) was flooded to a depth of 800mm last year. My feeling is that provided you can obtain insurance (Suncorp were awesome), I wouldn't let it hold you back. It's extremely unlikely to happen during your time living there, and even if it does happen, so what? Keep all your...