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My brother is trying for a loan at 2.5%, he is waiting for the valuation on his existing property to see if he qualifies for that rate. So with equity it is possible. I wonder if that is more of a throwback to "the rich get richer" mentality in the older countries where if you have more...

If I could find a bank to lend me money at 2.5%, they would also have to put a limit on me, because I'd be unstoppable. What's the rental yield like in England these days?

Yeah that Adelaide Bank product has a few people talking, especially with their 1 year special fixed rate of 6.46%, and the $20K "secured" credit card that doesn't get added in the LVR calcs.

I think someone asked who the next one to be to move their lending standards will be now ANZ has moved. And the correct answer is: Westpac. Congratulations to all those that guessed correctly. Westpac now allows new to bank lending at an LVR of 92% instead of 87%. Existing clients can...