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That sounds a reasonable approach. Education, like health and paying for retirees and many other things, will not have its problems solved by greater government spending. People taking personal responsibility and action have much greater effectiveness.

Thanks, Bear. That is clearer. I like the idea of "improving the foundations". Doing a much better job on the 3rs. Analogous to my own investment education - it has paid off many times over. There is great value in improving the basic education. Which is pretty much what you're saying too...

Interesting, Bear. I find myself agreeing with your comments except, critically, that teaching financial literacy would "do squat". Makes me think that improving the quality or efficiency of the education would be the way to go. I'm open to changing my ideas on this; 'cause it is...

Great article I welcome such a survey and widespread publication of the findings, on a topic that is IMO too rarely discussed. It suggests to me that embryonic steps are underway to address an important matter. It'd be great if this sort of education was introduced (even if it takes...