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Because it earns interest being a significant amount. However they dont count it as equity because they have no control over it. I could cash out and buy a Ferrari at a whim, perchance...I could I assume put it with CBA at X% on fixed term but I do better with Bankwest at call. Despite this...

I agree with most of the above although I dont know if we are in a great boom. I mean, great is relative and it really does not matter. If: Your strategy is to invest in IP Then buy IPs and Lock rates to fix your risk and enjoy the ride. What is clear is demand for housing is not...