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Ouch, this hurts. I am with CBA... Last GFC I broke from 7.65% for five and rode it down and the goal was 5 with 5in front. Did well but it never made under 6%...then is slowly but surely creep up and each time I thought WHY????, then I though OK, it makes no sense WHY but I was happy with...

Agree totally. I mostly fix as a form on insurance and sleep at night factor. To date: 1990ish: Fixed at 13.5% unlimited term when they went up to 18% WIN 1995 Fixed at 10% for three when they were 12% and ended at 9%. BREAK EVEN 2003 Fixed at 6.19% for 5 years when they rose to 8%...

CBA is quietly offering 5.99% for 3 year fixed and before today's RBA announcement. Peter

I fixed about 60% of my for 3 years at 7.1% in January 2011. Whilst I am now missing out I have insurance and sometimes "we can't see the forest for the trees". That is, 7.1% is historically low. The wisdom is to leave one or two IPS free to sell if the event you get in a tight spot...

Wow, so great rates here, Peter