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Big Agree Here. I use to get new one every 6 months. Same invite to Coffee in Martin Place. Same attractive young girl. Then either move up or get pregnant. PS I always took my wife. Peter

That the thing. He is not independent. I can say CBA Innovations are not employees as CBA dumped the ones in Chatswood who then linked up with ANZ. In that case it was 10 staff. For the average Joe a savy Booker is best. For us, we have two businesses, multiple IPS and family trust. He...

Actually Nope. Fully independent, own office, own staff, work long hours, no uniform and on the QT much more "courageous" with financing than any bank officer could afford to be. FYI Peter

CBA already do this. They have "CBA Innovations" essentially CBA only brokers. Independent businesses but only sell CBA. Innovative, fast and less, less paperwork. I use one in Chatswood NSW and now Bendigo VIC with great success. Peter

Competitors will be great but will not set up the same structures. Off topic but at risk of being condemned. We are harsh on the Banks. I say this as how many of us high net worth individual actually go in the Bank any more? Me, I use a CBA appointed customer person. We use cards not...

We (Australia as whole) brought this on. We put a weak government in, with no power in the Senate to make any decision with leftish, green, radical interests having a say on macro economic policy based on how many Koalas will be woken from thier daily sleep. If the Libs get in and Greens are...

LOL Ronald knows how to make a buck. We have the Whitlam Gov mark 2 in charge. We can only hope and pray they last no more than this term. Agree with Aaron_C when career pollies and career pollie minders make the decisions we are stuffed. The Libs are only better because their vested...

As proof of what I just wrote http://www.smh.com.au/national/big-four-cite-rising-funding-costs-as-banks-lift-rates-20120213-1t2ar.html The big four and now Adelaide and Bendigo has raised. Who else do you go to? Aussie is advertising the old "see us and get the tricks" but they are...

Back on topic: In the end the RBA has stuffed up. Back on topic: In the end the RBA has stuffed up. Like a school teacher who threatens a rowdy bunch of bullies, once the bullies works out Teacher only has threats, you have no authority. Bullies rule. If RBA had dropped 0.25% then Banks...

That true. The advertised rate is irrelevant today unlike when it was 15 years ago. The fact is Loans are like Cars or worst Hotels. There is RRP or rack rate which is there to a) offer a (fake) discount and b) those unable or too tired or too inexperienced to negotiate a deal. Thus...