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Shadow puts a very good argument and I agree but..... I would like to note our rates and contributions pays for services like roads, pools, parks etc.. so the Government (local) spends the income and the user benefits so to me that is zero out. An example: Back of say Hay NSW, in the bush...

100% Right. When I am (rarely because we don't tell people we have IPs) asked for IP advice, ....the secret, ....the get rich quick, I reply: www.somersoft.com.au Free website with warts and all property knowledge, unlike the API which rarely have bad news outcomes. Most who ask don't even...

Yes, and it was mean to phase out and the market found level. And it doe snot apply on second sale of homes. Another example of how Gov interference distorts the market. Peter

Aww, I feel a warm glow, which is good as we are expected to get snow where I live tomorrow. Thanks guys. Peter

So on the money , that is me as well. Firstly, the ratios has always been around 70% owner occupiers to 30% rental overall. FHOG here, sSD saving there , even low docs, or low start.. NG in and NG out, Public Housing in and out, why no change. In the end, I think, it is a mindset. You either...