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Different sub-markets behave differently. Speaking generally, units are mostly investor-owned rentals whereas most houses are owner-occupied. Since there are some suburbs where units are hardly cheaper than houses, this must indicate that some (possibly inexperienced) investors are...

For the public service it was 1966. http://www.apsc.gov.au/media/shergold080397.htm I would expect that big corporates would have been similar. With the 2-income household improving serviceability, banks were happy to oblige by reducing the size of deposit required and increasing...