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Yep. My guess is that a year and 400 posts later 'the cook' will still have some 'heavy stuff' happening and nothing will change. The contract will not have been signed (probably a good thing) but we'll still be arguing about it on here :D...

I will bet almost anything that they're using capital gain projections based on the historic performace of all of Melbourne over the last 10 or so years. They might use a figure of 10% to make the figures all hunky-dory. Quit your job, change that growth rate down to 3% (CPI), factor in some...

Yep. Which means doing it independently (but doing a better job at it) rather than going to some offloader (which is less smart than what you did first time around).

mrmako, as said before, it might not necessarily matter if they're dodgy or not. What matters is that you're about to buy assets worth several hundred thousand and you want to get the best return from it. You have the whole of realestate.com.au to choose from in making this pick; why...

Although I think it's worth thinking about opportunity cost. The biggest opportunity cost is 'doing nothing'. It looks like you're going to avoid incurring that so you're ahead the the pack here :) The second biggest opportunity cost is buying a property that does not perform very well...

They may be the most ethical company in the world. Or they may be shysters. I don't know. But what you must focus on is that you're handing over several hundred thousand dollars for an ASSET whose purpose is to MAKE MONEY for you. You must understand that even if the marketing...

Even http://www.rmit.edu.au/ http://www.aifs.gov.au/ http://www.aihw.gov.au/ http://www.ausport.gov.au/ais/ or http://www.aic.gov.au/ ? Maybe 'investment' is the dirtier word than 'institute'? Peter