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Let it not be forgotten that behind every bankruptcy is a failure. A failure to keep a promise. In an esteem-obsessed world, speaking of failure may be unfashionable, but failure it is. It's a consequence of wanting things for which inadequate provision has been made to pay. Every...

The following quote (from Sim) on the Navra thread ( http://somersoft.com/forums/showthread.php?t=7776&page=7 ) raised some general thoughts about character that I think are worth teasing out outside that thread or the individual mentioned. Ruminate on that thought for a moment. I'll...