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Spoke with some CBA contacts. They're just as surprised as well. It's a very strange move on their part.

Most likely Collin, but there's much easier and less risky ways for them to achieve that. The lending manager in my local branch doesn't have a clue about discretionary trusts let alone hybrids.

It's a very interesting turn of events indeed, given they've never entertained HDTs before and almost every other lender is nervous about them. It'll be interesting to find out why they changed their position.