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NAB and ME are usually two of the most generous lenders for servicing purposes in investment properties. I'm very confident in this statement. It could be that something in your circumstances doesn't match up with their policies which is effecting this. There are one or two lenders which...

Sorry, my assumption was that property 1 was your PPOR. It doesn't really matter though, the solution is the same when there's a fixed loan in place. I do question your statement that NAB is tight on servicing though. In my experience they're consistently one of the most generous lenders...

I think your question revolves around the fixed loan and releasing equity from that property. Not a big deal. You can release equity from a property with a fixed loan by setting up a second loan along side it for the equity release. No need to break the fixed loan and you still get access...