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Whilst there's some general observations of which lenders are more generous, the right strategy does change for everyone so there's no single simple answer here. The point I was previously trying to make is that it's not as simple as looking at a list and moving from one to the next as you...

This is very, very true. There's been a lot of discussion lately about the 'order of lenders'. The general thinking appears to be that you'll use lenders with terrible affordability first, and the more generous ones later. The problem is, when you've got 4-5 properties, you can't qualify...

Call Jamie. He'll be able to give you some good advice, possibly restructure your loans to better acheive your goals and he'll get likely get better pricing for you whilst he's at it. @Rolf: ANZ Queen? That's below the belt. :D